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There are overlapping state and federal laws
that affect a New York property owner in foreclosure. For
your convenience, here is a short list of the main ones. We
have included links to the actual laws for those who want to read the
original source. If you click on the law, a new window
will open. You will not leave laninlaw.com - when you finish
reading the law, just close the window and you will be back at this page.
RPAPL Article 13 - New York Real
Property Actions and Proceedings Law - Actions to Foreclose A
Mortgage - visit Cornell
Law School Law Library
FDCPA - Fair Debt Collection Practices
Act - visit Federal
Trade Commission Law Library
RESPA - Real Estate Settlement
Procedures Act - visit the US
Dept of Housing and Urban Development site
New York Home Equity Theft Prevention Act -
Real Property Law § 265-A - Cornell
Law School Law Library
The laws can be
complex and sometimes unclear. Courts have interpreted these
laws for many years so the actual effect on you may depend on caselaw
(New York common law). If you would like us to explain these
laws to you in plain English and analyze how they affect your legal
rights, please call us today.
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Things You Must Know |
